ShineWing certified public accountants ShineWing +86 (010) 6554 2288 telephone: +86 (010) 6554 2288 facsimile: +86 (010) 6554 7190 +86 (010) 6554 7190 Regarding Zhengzhou Bank Co., Ltd.'s 2025 Special Statement on Non-Operating Fund Occupation and Other Related Party Transactions XYZH/2026BJAB3B0006 Zhengzhou Bank Co., Ltd.
To all shareholders of Zhengzhou Bank Co., Ltd.:
We have audited the 2025 financial statements of Zhengzhou Bank Co., Ltd. (hereinafter referred to as "Zhengzhou Bank"), including the consolidated and parent company balance sheets as of December 31, 2025, the consolidated and parent company income statements, consolidated and parent company cash flow statements, consolidated and parent company statements of changes in owners' equity, and the notes to the financial statements for the year 2025. We issued an unqualified audit opinion on March 30, 2026, with report number XYZH/2026BJAB3B0007.