Bank of Zhengzhou Co., Ltd.

Bank of Zhengzhou Co., Ltd. is a local commercial bank based in Zhengzhou, Henan Province, China. Established to serve the local economy, the bank focuses on providing financial services to small and medium enterprises, as well as urban and rural residents. It was listed on the Shenzhen Stock Exchange in 2018 and has since positioned itself as a key player in the monetary and financial services sector, emphasizing compliance and operational efficiency. The Bank of Zhengzhou operates with a clear strategic objective of fostering local economic development through innovative financial products and services. It actively supports industrial transformation, project development, and inclusive finance initiatives. The bank has developed a strong focus on technology finance, enhancing its service capabilities to empower technology enterprises. By integrating closely with the local economy and leveraging regional advantages, the bank aims to capitalize on the growth potential of Zhengzhou and the broader Henan region, while maintaining a commitment to compliance and risk management in its operations.

Clear strategic objectives and distinctive business characteristics. The Bank has always adhered to the market positioning of “serving local economy, serving small and medium enterprises and serving urban and rural residents” and continuously promotes the characteristic business development. Upholding the philosophy of innovative development, the Bank steadily promotes business transformation, and initiatively thinks about, seeks and mulls changes, and consolidates the foundations of high-quality development to better fulfill the mission of serving real economy. Sound regional economic development bringing important development opportunities. As a local legal person bank, the Bank has been rooted in Henan, especially Zhengzhou, and always strives to achieve a close integration with the local economy for common development. With the improvement in the quality and efficiency of economic development in Henan and the launching of various national strategic plans and platforms in recent years, the strategic position and comprehensive competitive advantages of Henan have become increasingly prominent. Zhengzhou, the provincial capital, enjoys various regional advantages such as an important national transportation hub and a national central city, and boasts strong development potential. The bright regional development prospects have provided important policy and historical opportunities for the high-quality development of the Bank. Enhancing technological financial service capabilities to precisely empower technology enterprises. The Bank has actively responded to Henan’s strategic deployment to build a national innovation hub, fully advanced the “Big Picture of Technology Finance”, and continuously guided financial resources toward the science and technology innovation sector. Through measures such as strengthening top-level planning, establishing technology-specialised branches, building composite professional teams, innovating financial products, and constructing an innovation ecosystem, the Bank has continuously enhanced its comprehensive science and technology finance service capabilities, promoted the quality and efficiency of enterprise technological innovation, and injected new momentum into the province-wide industrial transformation and upgrade and high-quality economic development. Managing compliance risks carefully to ensure sound operations. The Bank has set the base line of “compliance-based development”, created a good atmosphere for “compliance-based operations and sound development”, and continuously improved internal control and compliance management. In particular, the Bank regularly reviews relevant measures and compliance issues, and inspects all aspects of operational and managerial activities from the beginning to the end, thus consolidating the foundation for internal control and compliance; promotes employee behaviour management, and implements swindle prevention and control responsibilities at all levels to develop an inclination for proactive compliance; strengthens employees’ compliance awareness and compliance skills education to build the cornerstone of compliance-based development and promote the healthy development of various business lines; continuously strengthens the construction of the three lines of defense, increases accountability for violations, and eliminates hidden risks in a timely manner. Cultivating a strong leadership team and optimizing the leadership and support of talents. To address the shortage of personnel in business and management roles, the Bank actively seeks to attract top-tier talent and professionals under a flexible recruitment mechanism, and employs various methods to identify and select outstanding leader candidates who demonstrate strong political integrity and significant contributions. Moreover, the Bank is committed to reforming its leadership structure comprehensively by prioritizing loyalty, integrity, and accountability in its hiring practices. It focuses on improving its business training systems and developing a learning- empowered and expert workforce to ensure professional and dedicated services for its customers. Creating a corporate culture and adhering to the corporate vision. By embracing the values of professionalism, dedication, diligence, entrepreneurship, and business acumen, the Bank has enhanced the professional capabilities of its employees across the board. In its pursuit of excellence, the Bank has fostered a meticulous, rigorous, and detail-oriented mindset, encouraging all employees to embody the “spirit of craftsmanship”. Its goal is to cultivate an iron army marked by unwavering faith, steadfast commitment, and strict discipline, ensuring that its team remains politically engaged, resolute, and highly skilled.