2025 Environmental, Social and Governance (ESG) Report
Deeply rooted in the local area, empowering the real economy; symbiotic and prosperous, supporting regional development; compliant and steady, building a solid foundation for development.
Green leadership, building a beautiful China together.
Contents
About This Report
About Jiangyin Bank Chairman's Statement Company Overview Organizational Structure Corporate Development Strategy Corporate Culture
Our 2025
ESG Performance Awards and Honors
ESG Management
ESG Governance Structure Materiality Issue Management Stakeholder Engagement
Green Leadership, Building a Beautiful China Together
Addressing Climate Change Green Finance Green Operations
Deeply Rooted in the Local Area, Empowering the Real Economy
Inclusive Finance Digital Finance Pension Finance Technology Finance Consumer Rights Protection Information Security and Privacy Protection
People-Oriented, Supporting Regional Development
Employee Rights and Development Supply Chain Management Financial Accessibility Rural Revitalization Community Philanthropy
Compliant and Steady, Building a Solid Foundation for Development
Party Building Leadership Corporate Governance Risk and Compliance Management Business Ethics and Anti-Corruption
Key Performance Table Index Table
About This Report
This report is the seventh Environmental, Social and Governance (ESG)/Social Responsibility Report (hereinafter referred to as "this report") of Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. It is an annual report aimed at disclosing the company's philosophy, practices, and key performance in sustainable development, responding to important issues of concern to stakeholders, accepting supervision and suggestions from all stakeholders, and better improving the company's ESG management level.
Report Scope
Organizational Scope: This report covers the head office and subordinate institutions of Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. Timeframe: Primarily from January 1, 2025, to December 31, 2025. To enhance comparability and forward-looking nature, some content has been extended.
Basis of Preparation
- GRI Sustainability Reporting Standards (GRI Standards)
- Guidelines No. 1 for Self-Regulation of Listed Companies on the Shenzhen Stock Exchange — Standardized Operation of Main Board Listed Companies (2025 Revision)
- Guidelines No. 17 for Self-Regulation of Listed Companies on the Shenzhen Stock Exchange — Sustainability Reporting (Trial)
- Guide No. 3 for Self-Regulation of Listed Companies on the Shenzhen Stock Exchange — Preparation of Sustainability Reports (2025 September Revision Exposure Draft)
- China Securities Regulatory Commission "Code of Corporate Governance for Listed Companies" (2026)
- United Nations Sustainable Development Goals (SDGs)
Information Sources
All information and data used in this report are derived from the company's official documents, statistical reports, and financial reports. Unless otherwise specified, the currency amounts involved in this report are measured in RMB.
Reliability Guarantee
The company promises that this report contains no false records, misleading statements, or major omissions, and is responsible for the authenticity, accuracy, and completeness of its content.
Terminology Explanation
For ease of expression and reading, the following terms in this annual report have the following meanings: Jiangyin Bank / Company / The Bank / We: Refers to Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. Jiangsu Rural Commercial United Bank: Refers to Jiangsu Rural Commercial United Bank Co., Ltd. Central Bank / PBOC: Refers to the People's Bank of China. NFRA: Refers to the National Financial Regulatory Administration.
How to Obtain the Report
The electronic version of this report can be downloaded from the bank's website at www.jybank.com.cn and is also published on the Shenzhen Stock Exchange website at www.szse.cn and Cninfo at www.cninfo.com.cn.
Contact Information
Office of the Board of Directors, Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. Address: 11th Floor, Yinxin Building, No. 1 Chengjiang Middle Road, Jiangyin City, Jiangsu Province Postal Code: 214431 Tel: 0510-86851978 Fax: 0510-86805815
Chairman's Statement
Spring brings harvest, and fortune begins a new journey!