Jiangsu Jiangyin Rural Commercial Bank Co., Ltd.
江阴银行
002807
Shenzhen Stock Exchange
Company Profile
Depend on regional advantage, and cultivating local entity economy deeply. Jiangyin city is located in the geometric center of the Yangtze River Delta region, with developed manufacturing industry and active private economy. It ranks among the top 100 counties in China all year round and is honored as "The First County of Manufacturing in China" and "The First County of Capital in China". Our bank depends on the good regional environment, and cultivating local entity economy deeply.In the process of long-term services, our bank has gradually formed the good popularity geographical advantages, solid customer resources foundation as well as the deep relations with local governments to build. We have maintained a strong market competitiveness, while deposit and lending market share ranks first with obvious advantage among Jiangyin city. Firm market positioning and accelerate retail transformation. Our bank has always adhered to the market positioning of serving "agriculture, rural areas and farmers", serving small, medium and micro enterprises, actively practicing inclusive finance, brave as the main force of rural finance. In recent years, we have seized development opportunities,accelerated the transformation of retail, set up three full-time departments with small and micro finance Department, Inclusive finance Department, and retail finance department,take the road of the "troika" with these three full-time departments,set up direct sales team, carried out grid marketing, innovated business varieties, and constantly improved the competitiveness of financial products and comprehensive service. Grasp the industry trend, focus on the development of science and technology finance. The bank closely grasps the development trend of the financial industry, makes strategic plans, highlights the guidance of science and technology, and actively creates a "scene-oriented, personalized and intelligent" digital intelligence bank.First, deepen the reform of departmental structure, prepare to establish a full-time Department of network finance department and digital finance department, accelerate digital transformation, and help the bank's product innovation, precision marketing, channel innovation and fine management; Second, adhere to the goal of facilitating, favoring and benefiting the people, strengthen the application of science and technology, deepen multi-party cooperation, deepen scene construction, and strive to build a high-quality people's Fortune Life Bank; Third, actively promote the intelligent transformation of outlets, implement classified management of outlets, promote intelligent machines and tools, compress physical counters, and strive to improve the marketing ability and service efficiency of halls. Give full play to institutional advantages and continuously improve customer experience. The bank gave full play to the institutional advantages of primary legal persons, according to the idea of "strong front desk, efficient middle desk and intensive background", establish an intensive management structure in line with the requirements of listed banks, further shorten the decision-making chain, efficient approval process and decision-making mechanism, and improve market competitiveness in accordance with the requirements of "short, flat and fast".
Full description
Jiangsu Jiangyin Rural Commercial Bank Co.,Ltd. (here referred to as "Jiangyin Bank") was established on December 3, 2001 with the approval of The State Council and the Headquarter of the People's Bank of China. It is one of the first three joint-stock Rural Commercial banks in China. At present, Jiangyin Bank has 1 business department, 33 sub-branches and 51 local branches in Jiangyin. Set up 3 branches in Changzhou, Wuxi and Suzhou. Set up 7 sub-branches outside Jiangyin. Jiangyin bank is presently holding 5 rural banks. The current number of employees is 1712. Jiangyin Bank is among the three rural commercial banks firstly established in China. As a rural commercial bank rooted in Jiangyin and mainly serving the local economy of "agriculture, rural areas and farmers" and also rural medium, small and micro enterprises, the bank has sought its own position in building a socialist new countryside by taking the advantage of being located in relatively well-developed Jiangyin since its establishment. Standing firm in the direction of serving farmers, agriculture and rural economy and adhering to the tenet of ‘local banks serve the local’, the bank strengthens its role as a financial link connecting ‘agriculture, rural areas and farmers’. The bank has been actively involved in the construction of a new socialist countryside. Along with its devotion, the bank develops and expands itself in this construction and maintains rapid, healthy and stable development. By the end of 2020, the bank's total assets, total deposits and total loans were 200.2 billion yuan, 151.8 billion yuan and 124.1 billion yuan respectively. The bank has become the main force of financial services for "agriculture, rural areas and farmers" and small and medium-sized enterprises in Jiangyin. The bank has won a high brand recognition locally by virtue of its considerable scale, rich market experience and efficient marketing network.