Qingmu Technology Co., Ltd. Wealth Management Management System
Chapter 1 General Provisions
Article 1 To regulate the management of wealth management business by Qingmu Technology Co., Ltd. and its subsidiaries (hereinafter referred to as "the Company"), improve fund operation efficiency, prevent risks in wealth management decision-making and execution, enhance the Company's economic benefits, and protect the legitimate rights and interests of shareholders and the Company, in accordance with the "Securities Law of the People's Republic of China," the "Shenzhen Stock Exchange GEM Stock Listing Rules," the "Shenzhen Stock Exchange Listed Company Self-Regulatory Supervision Guidelines No. 2 - Normative Operation of GEM Listed Companies," and other relevant laws and regulations, as well as the "Articles of Association of Qingmu Technology Co., Ltd." (hereinafter referred to as "Articles of Association"), and in combination with the Company's actual situation, this system is hereby formulated.
Article 2 This system applies to the wealth management activities of the Company and its subsidiaries.
Article 3 Wealth management as referred to in this system means that the Company and its subsidiaries, under the premise of national policy allowance and effective control of investment risks, entrust commercial banks, trust companies, asset management companies, securities companies, fund companies, insurance companies, and other professional wealth management institutions to invest and manage their assets or purchase relevant wealth management products, with the principle of improving fund utilization efficiency and increasing cash asset returns.
Wealth management by subsidiaries is deemed as wealth management by the Company and shall be approved in accordance with the relevant provisions of this system. If a subsidiary needs to carry out wealth management business, it shall submit a wealth management budget plan to the Company's Securities Investment Department in advance. After obtaining the approval of the Company's Securities Investment Department, it may proceed. The Company's Securities Investment Department shall incorporate the subsidiary's wealth management budget plan into the wealth management amount approved by the Company's Board of Directors and Shareholders' Meeting. During the implementation of the wealth management plan, the Company's subsidiaries shall promptly report the wealth management situation to the Company's Securities Investment Department, including but not limited to the source of funds, investment scale, expected returns, creditworthiness of the entrusted party, investment types, investment period, etc. The Company's Finance Department shall conduct risk assessment and tracking of the subsidiary's wealth management situation.
Article 4 The Company shall adhere to the principles of "standardized operation, risk prevention, and prudent investment" when conducting wealth management, provided that the Company's normal operations and the development of its main business are not affected.