Qingdao Rural Commercial Bank Co., Ltd. Special Report on Non-operating Fund Occupation and Other Related Party Fund Transactions For the Year 2025
To all shareholders of Qingdao Rural Commercial Bank Co., Ltd.:
We have audited the financial statements of Qingdao Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Qingdao Rural Commercial Bank") for the year 2025, including the consolidated and parent company balance sheets as of December 31, 2025, the consolidated and parent company income statements for 2025, the consolidated and parent company cash flow statements, the consolidated and parent company statements of changes in owners' equity, and the accompanying notes to the financial statements. We issued an unqualified opinion audit report with report number Xin Hui Shi Bao Zi [2026] No. ZA12659 on April 27, 2026.
The management of Qingdao Rural Commercial Bank has prepared the attached summary statement of non-operating fund occupation and other related party fund transactions for 2025 (hereinafter referred to as the "Summary Statement") in accordance with the "Supervision Requirements for Listed Company Fund Transactions and External Guarantees" (CSRC Announcement [2022] No. 26) issued by the China Securities Regulatory Commission and the relevant provisions of the "Shenzhen Stock Exchange Listed Company Self-Regulatory Management Guidelines No. 1 - Business Handling."