Announcement No. 2026-046: Third Reminder on Adjustment of Interest Rate and Implementation of Investor Redemption for "23 Jin Street 07" Bond

1. Securities Code: 000402
   Securities Abbreviation: Jin Street
   Announcement Number: 2026-046
   Bond Code: 148333
   Bond Abbreviation: 23 Jin Street 07

Financial Street Holdings Co., Ltd. announces the third reminder regarding the adjustment of the interest rate and implementation of investor redemption for the "23 Jin Street 07" bond. The company and all members of the board guarantee that the content of this information disclosure is true, accurate, and complete, without false records, misleading statements, or significant omissions.

Important Notice:

1. Interest Rate Adjustment: According to the "Prospectus for the Public Issuance of Corporate Bonds (Phase IV) by Financial Street Holdings Co., Ltd. in 2023" (hereinafter referred to as the "Prospectus"), the issuer has the right to decide whether to adjust the interest rate of the bond for the last two years of its term at the end of the third year. The interest rate for the first three years of the bond is 3.14%. Based on the company's actual situation and the current market environment, the company has chosen to reduce the interest rate by 34 basis points at the end of the third year, resulting in a new interest rate of 2.80% for the last two years of the bond's term.
2. According to the redemption option set in the Prospectus, investors have the right to register for redemption of all or part of their bonds at face value during the redemption registration period or choose to continue holding the bonds.
3. Investors choosing to redeem must register during the redemption registration period; failure to do so will be deemed as a waiver of the redemption option, agreeing to continue holding the bonds.
4. Redemption Price: RMB 100.00 per bond (excluding interest).
5. Redemption Registration Period: April 30, 2026, to May 7, 2026 (trading days only).
6. Redemption Funds Arrival Date: June 16, 2026.
7. Participation in redemption is equivalent to selling the "23 Jin Street 07" bond at RMB 100 per bond (excluding interest). As of April 28, 2026, the closing price of "23 Jin Street 07" was RMB 100.2031 per bond. Investors should be aware that choosing to redeem may result in losses and should pay attention to risks.
8. The issuer intends to resell the bonds redeemed in this instance.
9. Redemption applications can be revoked, with the revocation period from May 6, 2026, to May 12, 2026 (trading days only).

To ensure the smooth execution of the issuer's interest rate adjustment and investor redemption options, the following matters are announced: