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2025 Annual Internal Control Evaluation Report

Ping An Bank Co., Ltd.·

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Ping An Bank Co., Ltd 2025 Annual Internal Control Evaluation Report Fiscal Year 2025 Do not forward, copy, or spread confidential documents

Table of Contents Preface...................................................................................................................... 2 I. Important Statements ........................................................................................................... 2 II. Conclusions of Internal Control Evaluation ............................................................................................. 3 III. Basic Information of Internal Control Evaluation Work ............................................................................ 4 (1) Basis and Work Objectives of Internal Control Evaluation ...................................................................... 4 (2) Procedures and Methods for Internal Control Evaluation............................................................................. 4 (3) Scope of Internal Control Evaluation ........................................................................................... 5 (4) Criteria for Identifying Internal Control Deficiencies .................................................................................... 7 (5) Identification and Rectification of Internal Control Deficiencies .......................................................................... 8 IV. Explanation of Other Major Matters Related to Internal Control ......................................................................... 9 (1) Rectification of Internal Control Deficiencies in the Previous Year............................................................................. 9 (2) Measures to Enhance Internal Control and Risk Response Plan for the Next Year............................................................. 9

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