2025 Annual Report Summary

Stock Code: 000001 Stock Abbreviation: Ping An Bank Announcement No.: 2026-015 Summary of Ping An Bank Co., Ltd. 2025 Annual Report

1. Important Reminder

2. The summary of this annual report is derived from the full annual report. To comprehensively understand Ping An Bank Co., Ltd. (hereinafter referred to as Ping An Bank, hereinafter referred to as Ping An Bank, hereinafter referred to as Ping An Bank, hereinafter referred to as Ping An Bank, this company). Operating results, financial status, and future development plans of the bank. Investors should carefully read the full annual report at the media designated by the CSRC.

3. The bank's board of directors, directors, and senior management guarantee the truthfulness, accuracy, and completeness of the annual report, with no false records or errors Leading statements or material omissions, and bear individual and joint legal liability.

4. The bank's Chairman Xie Yonglin, President Ji Guangheng, Vice President and Chief Financial Officer Xiang Youzhi, and Head of the Accounting Department Yu Chen declar: We guarantee this The financial statements in this annual report are truthful, accurate, and complete.

5. The third meeting of the 13th Board of Directors reviewed the main text and summary of the 2025 annual report. Directors should attend this board meeting 12 people, with 12 directors actually present. The meeting unanimously agreed to this report.

6. Ernst & Young Huaming LLP (Special General Partnership) prepared the bank's 2025 financial report in accordance with domestic auditing standards and issued a standard unqualified audit report.

7. The common stock profit distribution plan approved by the Board of Directors is: intended to be based on the bank's total share capital as of December 31, 2025 Based on 19,405,918,198 shares, a cash dividend of RMB 5.96 (tax included) will be distributed for every 10 shares in 2025, including: mid-2025 A cash dividend of RMB 2.36 (tax included) has been distributed for every 10 shares; At the end of 2025, it is planned to distribute a cash dividend of RMB 3.60 (inclusive) for every 10 shares held No bonus shares will be issued, and no capital reserve will be used to increase share capital.

The profit distribution plan for preferred shares approved by the Board of Directors for this reporting period