Shanghai Amarsoft Information and Technology Co., Ltd.

Shanghai Amarsoft Information and Technology Co., Ltd. is a software and information technology services company listed on the ChiNext board of the Shenzhen Stock Exchange since 2014. The company specializes in credit risk management consulting, software development, and related services primarily for banking clients. Its product offerings include bank credit management systems, risk management systems, business intelligence and data warehouse solutions, as well as systems tailored for nonbank financial institutions and other sectors. Amarsoft's main business lines focus on developing and providing advanced software solutions that address the complex needs of financial institutions. The company's credit management systems are designed to enhance process management and risk prevention, while its risk management systems help clients identify and mitigate potential risks. Additionally, Amarsoft offers data analysis services through its BI systems and has expanded its portfolio to include solutions for regulatory reporting and asset management. With a strong emphasis on research and development, the company has built a reputation for quality and reliability, maintaining long-term relationships with a diverse range of clients across the financial sector.

(1) Sustained Focus and Enduring Service Advantage Since its inception, the company has maintained a dedicated focus on bank credit risk management, accumulating extensive industry knowledge and experience which are intrinsically integrated into our suite of software products. Through years of focused operations, we have cultivated a substantial portfolio of high-quality clients. Our ongoing provision of services has consistently driven enhancements in service quality and reliability, fostering a close and trust-based cooperative relationship with our clients as we grow together. Given the stringent requirements from regulatory bodies and clients regarding the stability and responsiveness of financial institutions' business management systems, and the imperative for technical development vendors to possess continuous service capabilities, securing a position on the approved supplier list for banks, particularly for critical business management systems, represents a considerable challenge. (2) R&D Competitiveness Advantage Our primary business, the credit risk management system, necessitates not only a profound understanding of banking credit and risk management methodologies, processes, and regulatory requirements but also proficiency in IT system development and implementation. As banking operations innovate, management paradigms evolve, technological advancements accelerate, and financial industry security awareness heightens, sustained R&D investment is crucial to ensuring the core competitiveness of our products. We have consistently prioritized foundational innovation, dedicating ourselves to extensive market research, technological innovation, and continuous product optimization and upgrades. Both the company and several of its subsidiaries have been accredited as National High-tech Enterprises, and we annually secure numerous software product copyrights. Currently, our R&D department comprises a highly professional and efficient team, consistently delivering substantial product upgrades and technical enhancements to project teams and clients, earning significant industry acclaim. (3) Talent Accumulation as a Foundational Asset For the growth of a software enterprise, talent is paramount and serves as the bedrock of all strategic initiatives. The specialized nature of our software necessitates not only robust software development capabilities but also a comprehensive understanding of client business and management processes, thus requiring a substantial pool of interdisciplinary talent. Through years of development and continuous refinement of our human resource management practices, we have established proprietary models for talent acquisition, training, and promotion, cultivating a cadre of versatile professionals essential for our sustained business expansion. Over 3,000 professional technical personnel are strategically deployed nationwide to provide on-site services to clients, ensuring swift and efficient responses to their needs. (4) Brand Superiority The company has cultivated long-standing and stable collaborative relationships with numerous high-quality clients, accompanying them through various phases of their informatization evolution and serving as a key participant in many of their digital transformation initiatives. Through our sustained provision of services to the banking sector's informatization, we have established a robust brand image, becoming a highly recognized and reputable brand within the industry, with our service quality and technical proficiency widely acknowledged. (5) Nationwide Coverage Headquartered in Shanghai, the company maintains multiple subsidiaries and six branch offices in key cities including Shenzhen, Chengdu, Chongqing, Xiamen, Suzhou, and Beijing, complemented by various regional business teams. Our wholly-owned subsidiary, AmarSoftware, has successively established branches in Guangzhou, Hangzhou, Zhengzhou, Lanzhou, Hefei, Wuhan, and Jinan, forming a comprehensive national marketing and service network that spans North, East, South, Central, Northwest, and Southwest China. Our client base extends across 31 provinces, autonomous regions, municipalities, and special administrative regions within China. This nationwide strategic presence not only enhances our client response times and service quality but also addresses the localization of employees in various regions, facilitating the recruitment and long-term retention of local talent. This strategy supports our refined empowerment of clients, aids in expanding our client base among regional financial institutions, and positions us to capitalize on future opportunities in IT system development and upgrades for urban and rural commercial banks.