Shanghai Amarsoft Information and Technology Co., Ltd.
安硕信息
300380
Shenzhen Stock Exchange
Company Profile
(1) Sustained Focus and Enduring Service Advantage Since its inception, the company has maintained a dedicated focus on bank credit risk management, accumulating extensive industry knowledge and experience which are intrinsically integrated into our suite of software products. Through years of focused operations, we have cultivated a substantial portfolio of high-quality clients. Our ongoing provision of services has consistently driven enhancements in service quality and reliability, fostering a close and trust-based cooperative relationship with our clients as we grow together. Given the stringent requirements from regulatory bodies and clients regarding the stability and responsiveness of financial institutions' business management systems, and the imperative for technical development vendors to possess continuous service capabilities, securing a position on the approved supplier list for banks, particularly for critical business management systems, represents a considerable challenge. (2) R&D Competitiveness Advantage Our primary business, the credit risk management system, necessitates not only a profound understanding of banking credit and risk management methodologies, processes, and regulatory requirements but also proficiency in IT system development and implementation. As banking operations innovate, management paradigms evolve, technological advancements accelerate, and financial industry security awareness heightens, sustained R&D investment is crucial to ensuring the core competitiveness of our products. We have consistently prioritized foundational innovation, dedicating ourselves to extensive market research, technological innovation, and continuous product optimization and upgrades. Both the company and several of its subsidiaries have been accredited as National High-tech Enterprises, and we annually secure numerous software product copyrights. Currently, our R&D department comprises a highly professional and efficient team, consistently delivering substantial product upgrades and technical enhancements to project teams and clients, earning significant industry acclaim. (3) Talent Accumulation as a Foundational Asset For the growth of a software enterprise, talent is paramount and serves as the bedrock of all strategic initiatives. The specialized nature of our software necessitates not only robust software development capabilities but also a comprehensive understanding of client business and management processes, thus requiring a substantial pool of interdisciplinary talent. Through years of development and continuous refinement of our human resource management practices, we have established proprietary models for talent acquisition, training, and promotion, cultivating a cadre of versatile professionals essential for our sustained business expansion. Over 3,000 professional technical personnel are strategically deployed nationwide to provide on-site services to clients, ensuring swift and efficient responses to their needs. (4) Brand Superiority The company has cultivated long-standing and stable collaborative relationships with numerous high-quality clients, accompanying them through various phases of their informatization evolution and serving as a key participant in many of their digital transformation initiatives. Through our sustained provision of services to the banking sector's informatization, we have established a robust brand image, becoming a highly recognized and reputable brand within the industry, with our service quality and technical proficiency widely acknowledged. (5) Nationwide Coverage Headquartered in Shanghai, the company maintains multiple subsidiaries and six branch offices in key cities including Shenzhen, Chengdu, Chongqing, Xiamen, Suzhou, and Beijing, complemented by various regional business teams. Our wholly-owned subsidiary, AmarSoftware, has successively established branches in Guangzhou, Hangzhou, Zhengzhou, Lanzhou, Hefei, Wuhan, and Jinan, forming a comprehensive national marketing and service network that spans North, East, South, Central, Northwest, and Southwest China. Our client base extends across 31 provinces, autonomous regions, municipalities, and special administrative regions within China. This nationwide strategic presence not only enhances our client response times and service quality but also addresses the localization of employees in various regions, facilitating the recruitment and long-term retention of local talent. This strategy supports our refined empowerment of clients, aids in expanding our client base among regional financial institutions, and positions us to capitalize on future opportunities in IT system development and upgrades for urban and rural commercial banks.
Full description
The company's core business is to provide credit risk management consulting, software development and services to clients mainly consisting of banks. Its primary products include bank credit management systems, bank risk management systems, business intelligence & data warehouses, and systems for nonbank financial institutions (NBFI) and other fields. The "other systems" cover a series of solutions in areas such as regulatory reporting, financial leasing, and nonbank asset management. 1. Introduction to the Company's Main Products (1) Credit Management Systems As the company’s core product, the credit management system comprises a range of independent application products. Built on the foundation of data integrity and centered on process management and credit risk prevention, it has evolved into a mature and advanced financial management system through over a decade of technical accumulation, iteration, and upgrades. This system serves as a stable source of revenue for the company. (2) Risk Management Systems Drawing on the mature risk management experience of leading domestic and international banks, the risk management system integrates multiple risk control tools. It enables clients to timely identify and analyze various risk factors, helping them effectively avoid potential risks in an economic environment characterized by complex credit relationships. (3) Data Warehouse, Business Intelligence (BI) Systems and Services Leveraging its years of extensive experience in IT architecture, business environments, and data environments, the company provides multilevel data analysis services to financial institutions through data warehouse and BI systems. These services mainly include: Basic platform construction,Report systems,Customer analysis systems,Performance management systems.They meet the diverse needs of financial institutions, such as data submission, feedback, verification, and query. (4) Systems for NonBank Financial Institutions (NBFI) and Other Fields NBFI Systems: Primarily include trust business management systems. Based on its years of experience in building and maintaining bank credit and risk management systems, the company has expanded into the development and service of IT systems for NBFIs (e.g., trust companies, financial companies). This has laid a solid foundation for the company to acquire new clients among NBFIs such as enterprise group financial companies, financial leasing companies, money brokerage firms, auto finance companies, and consumer finance companies. Other Systems: Cover a series of solutions in areas such as regulatory reporting, financial leasing, and nonbank asset management. 2. The Company's Profit Models The company adopts three profit models: customized product development, onsite manmonth service fees, and sales of standardized products and services. (1) Customized Product Development Model This model is implemented through the sale of prototype products and customized development processes. It mainly includes: Developing customized systems for new clients Upgrading product versions and developing customized systems for existing clients Developing new customized product systems for existing clients Providing customized consulting services for clients A typical feature of this model is taskoriented: the system construction tasks specified in the contract are completed at an agreed price, with relatively flexible personnel input and project duration. (2) OnSite ManMonth Service Fee Model This model is implemented by deploying a certain number of personnel at the client’s site to provide services over a specific period (i.e., "manmonth services"). Its key characteristic is workloadoriented: the contract price is determined based on the manmonth unit price and the total number of manmonths. (3) Sales of Standardized Products and Services This model relies on the sale of industrygeneralized products. Clients purchase relevant products based on their needs; the company provides the products and undertakes corresponding installation and services. The sales and service prices are specified in the contract based on the purchased products and subsequent service requirements.