Bank of Ningbo Co.,Ltd.

Company Profile

Adhere to the operating strategy of "imperfect for large banks, impossible for small banks", energetically explore the differentiated developmental approaches, continue to accumulate comparative advantages in various fields, create higher values for customers with specialty, and make great efforts to create the Company being an outstanding commercial bank among the China banking industry with differentiation core competitiveness and comparative advantages upon the customer service. Adhere to the entry principle of "knowing the market and understanding the customers", continuously deepen the construction of the nine profit centers at the banking level, namely Cooperate Banking, Retail Banking, Wealth Management, Consumer Credit, Credit Card, Financial Market, Investment Banking, Asset Custody and Bill Business and continuously improve the sustainable development capability of Maxwealth Fund, Maxwealth Financial Leasing, BNB Wealth Management and BNB Consumer Finance, thus to form a more diversified profit growth layout and better adapt to the professional, digital, platform-oriented and international development trend of the banking industry. Adhere to the development strategy of "joint development of regional markets", deeply cultivate the business area, optimize the network layout, continue to give full play to the efficient linkage advantages of the head office, branches and sub-branches, give full play to the efficient synergy advantages with subsidiaries, positively adapt to the market changes, timely optimize the business strategy, ensure the coordinated business development of the branches and sub-branches and constantly enhance the competitiveness of the Company. Adhere to the business purpose of "supporting entities and serving small and medium-sized enterprises", continue to improve products, optimize processes and improve services from the perspective of customers, strive to provide clients with high-quality and convenient financial services in all businesses, actively support the development of entity economy, constantly strengthen the effort to support transformation and upgrading of small and medium-sized enterprises, and continuously improve the quality and effect of inclusive finance services. Adhere to the risk control concept of "operating a bank is exactly controlling the risk", solidly carry out all requirements of the guideline for comprehensive risk management, continuously improve the comprehensive, full-crew and full-process risk management system, adapt to the development needs, continue to improve the intelligent and digital level of risk management, strive to minimize the risk cost, and ensure stable and sustainable development of all businesses of the Company. Adhere to the development direction of "integration and innovation, transformation and upgrading" and regard science and technology as one of the most important production capacity for banks, invest a lot of resources every year, start from "systematization, digitization and intelligence", continue to improve the supporting capacity of financial technology, promote the organic integration of financial technology with business operation, risk management and other fields, and improve the efficiency of operation and management.